It's official! My in-laws are officially retired and for the last couple of weeks I've been diving into their finances to help them prepare for this next phase of life.
Obsessing over every dollar, every tax strategy, investment option, health insurance plan, and estate planning detail in an effort to make sure they can be "all good" during this phase of their life.
It’s complicated and time-consuming, but I love them, so I’m happy to do it.
Despite all the knowledge I’ve gained from YouTube, Google, and ChatGPT, I know there’s no substitute for expert guidance.
So this week, I’m meeting with an estate planner who has decades of experience working "in the trenches" to help us setup the best plan forward.
I know this is a smart move for something this important.
And my goal is simple: to make sure they're “financially good” throughout their retirement.
But something has been eating at me...
Despite being money rich, they're health poor...
And frankly, it sucks.
My wife and I fully anticipate much of their hard earned money to get funneled into the health care monster rather than into fun life experiences with their family.
Crazy to me that this seems 'normal' nowadays for many retirees.
I sit here wondering, "Would they give up half their retirement dollars for a healthier body?"
I'm not sure...
But selfishly, I know my wife and I would much rather plan a trip to Italy with them rather than worry about Doctors appointments and picking up meds from the pharmacy.
Just curious...
How important is it for you to retire with health equity?
If you’d like some help on the planning and implementation of this so you never have to wonder "What if?" later in life, let’s talk about how to make that happen.
We'll gameplan the long game strategies you'll need to be "healthy wealthy" so you can avoid spending your time, energy, and finances feeding that crazy "Health Care Monster."
